Legend:

  • Regional banks and savings banks

    Smaller universal banks, emphasis mainly on lending/deposit business, and voluntarily restricting their activities to one region. Their advantage is customer proximity and acquaintance with local circumstances and with regional business cycles.

    Most regional banks and savings banks focus on traditional interest rate business with mortgages and corporate loans, on the one hand, and customer savings and deposits, on the other hand. Regional banks and savings banks are mostly private joint-stock companies, there are also co-operatives or other legal forms.

    The association of Swiss regional banks (RBA) was established in 1971, and most of the banks in this category then joined the association.M

    The RBA Holding was created in 1994, its membership is decentralised and autonomous. RBA Holding services are available to assist members in back-office operations.

    Clientis Group was established in 2004 as a collaborative venture by about 30 medium-sized and smaller RBA banks, together with Clientis AG. The Clientis Group is organised legally in the form of a simple partnership, with Clientis AG carrying out the executive functions.

 
Regional banks and savings banks
  Banks, staff, branches Assets Liabilities Profit and Loss
Year Banks count Bank staff amount Bank registered offices count Amount of banks local branches Amount of banks foreign branches Total amount of banks branches Banks total assets Banks liquid assets Banks money market paper held Banks claims against banks Banks claims against customers Banks mortgage claims Banks securities and precious metals trading portfolios Banks money market paper issued Banks liabilities towards banks Banks liabilities towards customers Mediumterm bank issued notes Bonds and loans by central mortgage bond institutions Banks total equity Banks capital Banks net interest income Banks net income from commission business and services Banks profit for year Banks loss for year
1972 — — — — — — 32,345 — — — — — — — — — — — — — — — — —
1973 — — — — — — 32,573 — — — — — — — — — — — — — — — — —
1974 — — — — — — 34,800 — — — — — — — — — — — — — — — — —
1975 — — — — — — 37,459 — — — — — — — — — — — — — — — — —
1976 — — — — — — 38,138 — — — — — — — — — — — — — — — — —
1977 — — — — — — 40,252 1,081 264 1,982 7,974 22,604 4,814 0 902 25,718 6,817 150 2,268 932 — — — —
1978 — — — — — — 42,287 1,238 255 1,610 8,286 24,050 5,220 0 1,070 27,492 6,735 127 2,386 977 — — — —
1979 — — — — — — 42,911 1,117 239 1,945 8,307 24,768 5,007 0 1,221 28,820 6,025 99 2,440 946 — — — —
1980 — — — — — — 45,759 1,201 224 2,125 9,012 26,873 4,761 0 1,494 29,447 7,434 94 2,573 990 — — — —
1981 — — — — — — 49,218 1,214 222 2,957 9,558 28,951 4,588 1 1,709 28,929 9,502 1,134 2,660 1,002 — — — —
1982 218 — — — — — 52,181 1,295 242 3,281 9,524 31,036 4,923 0 1,692 29,952 10,454 1,451 2,778 1,030 — — — —
1983 217 — — — — — 55,914 1,277 222 3,734 10,171 33,386 5,123 0 1,769 32,411 10,662 1,744 2,899 1,055 — — — —
1984 217 — — — — — 59,954 1,306 254 3,531 11,238 36,041 5,408 0 2,245 34,164 11,556 2,015 3,070 1,093 — — — —
1985 216 — — — — — 64,388 1,370 241 3,896 12,242 38,682 5,662 2 2,805 35,909 12,612 2,396 3,204 1,130 — — — —
1986 215 — — — — — 69,621 1,452 203 4,384 13,317 41,919 6,011 0 3,446 38,035 13,541 2,996 3,511 1,243 — — — —
1987 214 — — — — — 76,082 1,543 167 4,625 14,424 46,312 6,430 0 4,209 41,198 14,335 3,500 3,778 1,327 — — — —
1988 213 — — — — — 82,414 1,143 152 4,141 15,695 51,647 6,845 0 4,808 44,577 15,046 3,913 4,013 1,391 — — — —
1989 210 — — — — — 88,607 1,108 172 4,382 16,734 56,630 6,494 12 5,519 46,076 17,171 4,299 4,205 1,416 — — — —
1990 204 — — — — — 93,595 1,112 152 4,303 18,086 60,144 6,462 0 7,086 45,037 19,417 4,818 4,381 1,463 — — — —
1991 189 — — — — — 92,741 1,119 142 3,842 17,563 60,335 6,285 0 5,307 44,756 19,797 4,879 4,467 1,415 — — — —
1992 174 — — — — — 89,941 1,142 109 4,185 16,128 58,920 5,966 0 3,873 43,445 19,138 4,671 4,454 1,421 — — — —
1993 155 — — — — — 83,460 943 90 5,516 12,106 55,824 5,797 0 2,745 43,414 15,535 4,112 4,164 1,184 — — — —
1994 135 — — — — — 71,650 759 76 3,723 9,970 49,378 5,190 0 2,256 38,964 11,977 3,360 3,645 1,060 — — — —
1995 127 — — — — — 72,264 806 71 4,027 9,897 50,391 4,966 2 2,414 40,103 10,825 3,511 3,749 986 — — — —
1996 119 — — — — — 71,271 858 54 3,055 9,349 51,532 289 4 2,384 41,258 9,519 805 3,719 982 — — — —
1997 117 — — — — — 70,750 856 170 2,460 8,401 52,784 132 3 2,348 42,700 8,130 623 3,737 939 — — — —
1998 108 — — — — — 71,719 968 246 1,852 7,841 55,059 115 3 3,731 43,023 6,935 416 3,877 942 — — — —
1999 106 — — — — — 74,065 1,563 241 2,229 7,378 57,057 112 1 5,239 43,965 6,165 347 4,038 939 — — — —
2000 103 — — — — — 75,808 1,153 398 2,892 7,348 58,559 110 1 5,761 43,599 6,811 511 4,014 947 — — — —
2001 94 — — — — — 77,682 1,206 270 3,727 6,972 59,938 87 1 5,631 44,912 7,304 542 4,187 951 — — — —
2002 88 — — — — — 78,820 1,283 234 3,672 6,586 61,292 91 1 5,241 46,468 7,399 715 4,208 761 — — — —
2003 83 — — — — — 80,619 1,398 356 4,152 6,223 62,560 81 1 4,291 49,680 6,332 692 4,384 749 — — — —
2004 83 — — — — — 81,492 1,299 310 3,532 6,384 64,195 76 5 3,600 51,327 5,854 785 4,602 800 — — — —
2005 79 — — — — — 83,878 1,303 325 4,158 6,220 66,200 56 0 3,311 53,573 5,741 983 4,809 743 — — — —
2006 78 — — — — — 85,942 1,347 364 4,289 6,314 67,946 86 1 3,680 54,114 6,376 855 5,050 721 — — — —
 

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